Terms

1. IntroductionWelcome to the website and services operated under the name Vishwas Jadhav Nana (“Vishwas Jadhav Nana”, “we”, “us”, or “our”).These Terms & Conditions govern your access to and use of our website, products, services, communication facilities, customer-support channels, and any related digital services made available by Vishwas Jadhav Nana.By accessing our website, submitting an enquiry, creating an account where applicable, purchasing a service, communicating with us through WhatsApp, RCS, SMS, telephone, email, or otherwise using our services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.These Terms are intended to establish a clear and transparent relationship between Vishwas Jadhav Nana and its customers, users, visitors, prospective customers, suppliers, and other persons interacting with the business.These Terms should be read together with our Privacy Policy. If you do not agree with these Terms, you should discontinue use of our website and services.

2. DefinitionsFor purposes of these Terms:“Business”, “Vishwas Jadhav Nana”, “we”, “us”, and “our” mean the business operating under the name Vishwas Jadhav Nana.“User”, “customer”, “you”, or “your” means any person accessing our website, contacting us, purchasing or enquiring about our services, or otherwise interacting with the Business.“Website” means the website, webpages, landing pages, forms, portals, or other online properties operated by Vishwas Jadhav Nana.“Services” means the products, facilities, assistance, communications, commercial activities, and other services made available by the Business from time to time.“Content” includes text, images, graphics, logos, documents, messages, photographs, videos, forms, software, and other materials.“Messaging Services” means WhatsApp, RCS, SMS, email, telephone, and other communication channels used by the Business.“Third-Party Services” means services supplied or operated by independent providers, including Meta, Google, telecom operators, payment providers, hosting companies, analytics providers, and other technology providers.

3. Acceptance of TermsBy using our website or services, you confirm that you have the legal capacity to enter into a binding arrangement under applicable Indian law.Where you act on behalf of a company, partnership, organisation, family business, or another person, you represent that you have authority to act on their behalf.If you do not agree with any provision of these Terms, you must not use the relevant service.We may introduce additional terms for particular products or services. Such additional terms will apply together with these Terms where relevant.

4. Description of ServicesVishwas Jadhav Nana provides business-related products and/or services as described on its website, advertisements, quotations, communications, invoices, or other official business materials.Because services may change over time, we reserve the right to modify, improve, discontinue, replace, or introduce services without creating an obligation to continue a particular service indefinitely.Descriptions, photographs, specifications, prices, availability, timelines, and other information displayed online are intended to provide general information. Where a written quotation, order confirmation, or separate agreement has been issued, its specific terms may govern the relevant transaction.We will make reasonable efforts to ensure that information presented to customers is accurate and current.

5. EligibilityOur services are intended for persons who are legally capable of entering into contracts under applicable law.Where a service requires a minimum age or additional authorization, the user must satisfy those requirements.If a minor wishes to contact or transact with Vishwas Jadhav Nana, such interaction should take place with the knowledge and involvement of a parent or legal guardian where required by law.

6. Account RegistrationWhere account registration is available, you must provide information that is accurate, complete, and current.You are responsible for maintaining the confidentiality of login credentials, passwords, authentication codes, and other account information.You must immediately notify us if you believe that your account has been accessed without authorization.We may suspend or restrict an account where we reasonably believe that information supplied is false, fraudulent, misleading, unlawful, or being used in violation of these Terms.

7. User ResponsibilitiesUsers agree to use our website and services lawfully and responsibly.You must not:use our services for unlawful or fraudulent purposes;impersonate another person or organisation;provide false or misleading information;interfere with website security or operation;attempt unauthorized access to our systems;upload malicious code, viruses, or harmful material;misuse our communication channels;send abusive, threatening, discriminatory, or unlawful content;infringe another person’s intellectual-property or privacy rights;use our services to facilitate scams, phishing, fraud, or deception; oruse WhatsApp, RCS, SMS, or other messaging facilities for unsolicited or prohibited communications.You remain responsible for the information and content you submit to us.

8. Payment & Billing TermsWhere our services are provided for a fee, applicable charges will be communicated through quotations, invoices, order confirmations, subscription pages, or other commercial documentation.Unless otherwise agreed in writing, payment is due according to the payment terms communicated at the time of purchase or service engagement.Prices may be subject to applicable taxes, including GST or other government levies where legally applicable.A transaction may be cancelled or placed on hold where payment is unsuccessful, reversed, disputed, fraudulent, or otherwise not received.Third-party payment gateways may have their own terms, privacy policies, transaction limits, and fees. Vishwas Jadhav Nana is not responsible for technical failures originating exclusively from an independent payment provider.

9. Subscription Renewal & TerminationWhere a subscription-based service is offered, the applicable subscription period, renewal cycle, fees, and cancellation conditions will be communicated before or at the time of subscription.Unless expressly stated otherwise, a subscription may automatically renew where the applicable arrangement provides for automatic renewal.You may request cancellation in accordance with the cancellation terms applicable to your service.We may suspend or terminate services where:payment remains overdue;the user breaches these Terms;the user violates applicable law;the service is being misused;a messaging provider suspends the relevant account;continued provision creates a security or compliance risk; ortermination is otherwise permitted under the applicable agreement.Termination does not automatically extinguish obligations that accrued before termination.

10. Use of WhatsApp Official API & RCSWhere Vishwas Jadhav Nana uses WhatsApp Business services, WhatsApp Business Platform, RCS for Business, SMS, or similar communication technology, such services may be subject to separate policies and technical requirements imposed by Meta, Google, telecommunications operators, or other providers.Users must provide accurate contact information and must not submit another person’s telephone number for commercial messaging without appropriate authorization.For RCS, Google requires businesses to comply with applicable policies, provide accurate information, obtain appropriate authorization to message telephone numbers, and respect opt-out requests.We do not represent that every WhatsApp or RCS message will be delivered. Delivery can depend on the recipient’s device, network, carrier, platform availability, account status, technical restrictions, geographic availability, and provider policies.Third-party platform outages, policy changes, account restrictions, template rejection, carrier filtering, or technical failures may affect messaging.Use of these platforms does not create any ownership or partnership relationship between Vishwas Jadhav Nana and Meta, Google, or a telecom operator.

11. Message Delivery & Compliance PolicyVishwas Jadhav Nana is committed to responsible business communication.Where marketing, promotional, transactional, service, or support messages are sent, we will seek to use appropriate consent, authorization, or another legally permissible basis as applicable.Users may request that promotional communications stop. We will take reasonable steps to process valid opt-out requests.Users should not use our messaging channels to send:fraudulent material;phishing messages;malware;illegal content;abusive content;misleading commercial offers;unauthorized personal information;prohibited goods or services; ormaterial violating applicable platform policies.Google’s RCS Acceptable Use Policy requires appropriate consent for soliciting end users and requires businesses to honour opt-out requests.Messaging may be suspended where a platform provider, carrier, regulator, or Vishwas Jadhav Nana determines that continued messaging presents a compliance, security, or legal concern.

12. Intellectual Property RightsUnless otherwise stated, the website, business name, logos, text, graphics, photographs, designs, documents, and original materials made available by Vishwas Jadhav Nana are owned by or licensed to the Business.You may view and use website content for legitimate personal or business purposes connected with our services.You must not reproduce, modify, distribute, publish, sell, license, scrape, reverse engineer, or commercially exploit our protected content without prior written authorization, except where permitted by applicable law.Any third-party trademarks, logos, or brand names remain the property of their respective owners.

13. ConfidentialityWhere a customer provides confidential business information to Vishwas Jadhav Nana in connection with a service, we will take reasonable measures to treat such information as confidential, subject to legal obligations and the terms of any separate agreement.Confidential information does not include information that is publicly available, independently developed, already lawfully known, or required to be disclosed under law or governmental authority.Users should avoid sending highly sensitive information through ordinary messaging channels unless specifically requested and appropriate safeguards are available.

14. Disclaimer of WarrantiesWe provide our website and services on an “as available” basis except where a specific written warranty applies.We do not guarantee that the website will always be uninterrupted, error-free, completely secure, or continuously available.We do not guarantee that third-party services such as WhatsApp, RCS, SMS, payment gateways, hosting providers, telecommunications networks, or other external services will remain available or operate without interruption.Information provided on the website should not automatically be treated as professional legal, financial, medical, investment, or other regulated advice unless expressly stated.

15. Limitation of LiabilityTo the maximum extent permitted by applicable law, Vishwas Jadhav Nana shall not be liable for indirect, incidental, consequential, special, exemplary, or unforeseeable losses arising from the use of the website or services.This may include loss of profits, business opportunities, goodwill, data, or anticipated savings, subject to limitations imposed by applicable law.Nothing in these Terms is intended to exclude liability that cannot lawfully be excluded under Indian law.Where a specific written agreement provides a different liability framework, that agreement may govern the relevant service.

16. IndemnificationTo the extent permitted by law, you agree to indemnify and hold Vishwas Jadhav Nana harmless from claims, losses, liabilities, damages, costs, and expenses arising from:your breach of these Terms;your unlawful use of our services;content supplied by you;unauthorized communications sent by you;infringement of third-party rights;fraudulent conduct; orviolation of applicable laws or third-party platform policies.This provision does not require you to indemnify us for losses caused solely by our own unlawful conduct.

17. Governing Law (India)These Terms shall be governed by and interpreted in accordance with the laws of India.Subject to applicable mandatory legal requirements, disputes arising from these Terms shall be subject to the jurisdiction of the competent courts having jurisdiction over the relevant location in Maharashtra, India.Before commencing formal proceedings, the parties may attempt to resolve a dispute through good-faith communication.Nothing in these Terms prevents a party from seeking urgent legal relief where such relief is available under applicable law.

18. Changes to TermsVishwas Jadhav Nana may update these Terms from time to time to reflect changes in services, technology, applicable law, platform requirements, or business practices.The updated version will be published on the website with a revised effective date.Your continued use of the website or services after an update may constitute acceptance of the revised Terms to the extent permitted by law.Where a material change requires specific notice or consent under applicable law, we will take appropriate steps.

19. Contact InformationFor questions, complaints, service enquiries, or requests concerning these Terms, please contact:Vishwas Jadhav Nana
Email: nikhiljadhav7012@gmail.com
Mobile: +91 7083867011
Address: Kodoli, Sakharwadi, Kodoli, Maharashtra, Kolhapur – 416114, IndiaWe encourage users to contact us first regarding any concern so that we may attempt to resolve it efficiently.End of Terms & Conditions